Research for community bank decisions
Know more before you choose what comes next.
Research is useful when it helps leaders answer a real decision: which customers to understand, where opportunity may exist, and what the evidence can and cannot say.
Neck Up works with quantitative, qualitative, and existing market information to help banks frame better questions and turn findings into practical choices.
Talk about researchFrom question to action
Make the evidence useful to the decision.
Start with the question the bank needs to answer, then choose the research approach that fits it.
01 / PROCESS
Define the decision
Clarify the audience, market, and choice the research needs to inform.
02 / PROCESS
Choose the evidence
Use quantitative analysis, qualitative conversations, or secondary research where each adds value.
03 / PROCESS
Interpret in context
Separate what the findings show from assumptions about a different bank or market.
04 / PROCESS
Turn insight into a choice
Connect the evidence to a practical strategic, marketing, or customer experience decision.
Published studies
Explore the questions Neck Up has studied.
These published studies describe their own respondents and dates. They can prompt better questions for your bank; they are not a forecast for your market.
Explore the evidence
Resources for the next conversation.
2025 survey / 127 Gen Z banking customers
Gen Z’s perceptions of community banks
A study of trust, security, relationships, and banking habits.
View the Gen Z study Download the studyPDF2020 survey / 522 recently active online-banking users
Peer-to-peer payments and bank choice
A seven-page PDF about payment perceptions and switching considerations.
View the study Download the P2P study PDFPDFField date and sample not stated in the file
Checking account feature choice
A seven-page presentation of feature-preference and combination analysis.
View the study Download the checking account results PDFPDF2020 survey / 522 recently active online-banking users
Online reviews and bank choice
An eleven-page PDF about reviews and perceptions of financial institutions.
View the study Download the online reviews study PDFPDFStart a conversation
What question does your bank need to answer next?
Tell us what your bank is working through. We can discuss a practical next step together.
Talk about research